Massachusetts Accidents

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Search results for “uninsured employer”

20 results

My sister says settling before my kid's surgery is smarter because the insurer won't wait - is that actually true?

A parent in Cambridge is getting pushed to treat a serious injury like it's minor, while the insurance mess gets worse because the employer never carried workers' comp.

ARTICLE by Amit Desai

This is the second scare this pregnancy, and now the insurer wants you talking before the monitoring bills hit

A pregnant pharmacist hit while walking on a Brockton road without a sidewalk can get squeezed from both sides fast: employer pressure, insurer surveillance, and settlement offers before the real medical costs show up.

ARTICLE by Sean Flaherty

Can my Lowell employer fire me for filing after a company van crash?

Paying your own medical bills because you're scared to report the crash is the mistake that costs people the most. What the insurance company wants you to believe: keep this...

at-will employment

What trips people up most is that an employer usually can fire someone for almost any reason, but not for an illegal reason. At-will employment means either the employer or the...

Missing work after an injury can drain a paycheck fast and put health insurance, job security, and a legal claim under pressure all at once. FMLA leave is job-protected, unpaid...

right to refuse unsafe work

Insurance companies and defense lawyers sometimes use this idea to argue that an injured worker "chose" the risk and could have avoided harm by declining the task. That framing...

Preserving Evidence After a Massachusetts Attic Fall

If you're an HVAC tech who went through a ceiling and everybody is pointing at somebody else, the evidence you grab in the first 48 hours can decide whether this stays "just workers comp" or turns into a real third-party claim too.

ARTICLE by Joanne Kowalski

retaliatory discharge

The nightmare version is getting fired right after reporting an injury, filing a workers' compensation claim, or speaking up about unsafe conditions - and being told it was...

Signed that hospital lien after a Worcester crash - did you just hand over your settlement?

A Worcester business owner hit from behind on a motorcycle needs to lock down evidence fast because a hospital lien can devour a decent claim if the proof is sloppy.

ARTICLE by Danny Callahan

i got hit in Worcester at an intersection with no stop sign and the other driver had no license or insurance now what

If the crash happened at a Worcester intersection with a missing or hidden stop sign, the other driver's suspended license and lapsed policy are bad facts for them, but your fastest money usually starts with your own coverage.

ARTICLE by Danny Callahan

$58,000 in bills after a Lowell brake-failure crash and now the rental car insurers are dodging each other

A Lowell HVAC tech got wrecked by a rental car with bad brakes, and the real fight turned into which insurer is supposed to pay.

ARTICLE by Joanne Kowalski

Boss told me use my insurance after Cambridge work crash. Too late now?

Massachusetts updates workers' comp benefit rates every October, but the bigger issue is this: your boss does not get to make you use your own health or auto insurance instead...

willful violation

Not a simple mistake, oversight, or ordinary carelessness. A willful violation involves a person or company knowingly breaking a legal duty, rule, or safety requirement, or...

No money for a lawyer after a wrong-way crash in Lowell - are you screwed before the truck's data disappears?

A Lowell HVAC tech got hit by a wrong-way truck and the biggest problem now is that the trucking company's electronic crash data may vanish fast if nobody moves.

ARTICLE by Rosa Tavares

whistleblower protection

Legal safeguards that protect a worker from retaliation after reporting illegal, unsafe, fraudulent, or harmful conduct by an employer, coworker, contractor, or public agency....

constructive discharge

People often confuse this with a regular firing. A direct termination happens when an employer clearly ends the job. Constructive discharge happens when the employee resigns,...

employer's first report of injury

Think of it like the incident log a crew fills out right after a crash scene: the first written record that locks in who was hurt, when it happened, and the basic facts before...

Insurance companies and defense lawyers often point to an OSHA citation in whatever way helps them most: either as proof a worker caused the problem by breaking safety rules,...

Can I ignore the insurance doctor and get my own doctor?

After a service-truck crash near the Alewife Brook Parkway/Route 2 cloverleaf in Cambridge, the insurance company will tell you their exam matters, that you need to attend, and...

fitness-for-duty exam

Why is my employer sending me for a medical exam before letting me work or come back? Usually, it means the employer wants a doctor or other qualified evaluator to decide...